TERMS OF USE

Last updated May 25, 2026

AGREEMENT TO TERMS

These Terms of Use ("Terms") constitute a legally binding agreement made between you, whether personally or on behalf of an entity ("you"), and Zaric Health Advocacy, LLC ("we," "us," or "our"), concerning your access to and use of the website located at https://www.zarichealth.com ("Website").

By accessing or using the Website, you agree that you have read, understood, and agree to be bound by these Terms. If you do not agree with these Terms, you must not access or use the Website.

We reserve the right to update or modify these Terms at any time. Any changes will be effective when posted on the Website, with an updated "Last updated" date. Your continued use of the Website following any changes constitutes your acceptance of the revised Terms.

ABOUT OUR SERVICES

Zaric Health Advocacy, LLC is a private health advocacy practice that provides healthcare administration management services to families navigating complex medical care. The services we offer ("Services") include medical bill review, insurance claims and appeals management, prior authorization tracking, care coordination across providers, and medical records management.

The Website provides information about our Services and allows prospective clients to express interest in engaging us through a waitlist form. Our Services are delivered remotely under a separate written Client Services Agreement provided during onboarding. These Terms govern use of the Website only; the terms of engagement for Services are governed by the Client Services Agreement.

NOT MEDICAL, LEGAL, OR INSURANCE ADVICE

Zaric Health Advocacy, LLC is not a medical provider, law firm, or insurance company. We do not provide medical advice, legal advice, or insurance advice through the Website or through our Services. We do not make treatment decisions, diagnose conditions, prescribe medications, or recommend medical procedures.

Information presented on the Website is for general informational purposes only and should not be relied upon as medical, legal, or insurance advice. For medical concerns, consult a licensed healthcare provider. For legal concerns, consult a licensed attorney. For insurance coverage questions, consult your insurance carrier directly.

ELIGIBILITY

The Website and our Services are intended for adults 18 years of age or older. By using the Website, you represent and warrant that you are at least 18 years of age and have the legal capacity to enter into these Terms.

If you are accessing the Website on behalf of a household, family member, or other person, you represent that you have the authority to do so and to agree to these Terms on their behalf.

ACCEPTABLE USE

You agree to use the Website only for lawful purposes and in a manner consistent with these Terms. You agree not to:
  • Use the Website in any way that violates applicable federal, state, local, or international law or regulation
  • Submit false, misleading, or fraudulent information through the waitlist form or other Website forms
  • Impersonate any person or entity or misrepresent your affiliation with any person or entity
  • Attempt to gain unauthorized access to the Website, its servers, or any associated systems
  • Use any automated means (such as bots, scrapers, or crawlers) to access the Website without our prior written permission
  • Interfere with or disrupt the operation of the Website
  • Use the Website to transmit any harmful code, viruses, or malware
  • Use information obtained from the Website to harass, abuse, or harm another person

INTELLECTUAL PROPERTY

The Website and all content on it, including but not limited to text, graphics, logos, images, design, layout, and software, are the property of Zaric Health Advocacy, LLC or its licensors and are protected by copyright, trademark, and other intellectual property laws.

You may access and view the Website for your personal, non-commercial use. You may not copy, reproduce, modify, distribute, publish, transmit, display, sell, or otherwise exploit any content from the Website without our prior written permission.

The name "Zaric Health Advocacy" and any associated logos or marks are trademarks of Zaric Health Advocacy, LLC. You may not use these marks without our prior written permission.

USER SUBMISSIONS

When you submit information to us through the Website (for example, through the waitlist form), you represent that the information is accurate and that you have the right to share it. You grant us a non-exclusive, royalty-free license to use the information you submit for the purpose of responding to your inquiry and evaluating whether our Services are a fit for your needs.

Submitting information through the waitlist form does not create a client relationship, does not guarantee that we will accept you as a client, and does not establish any obligation on our part to provide Services. A client relationship is established only upon execution of a written Client Services Agreement and payment of fees as required therein.

Please do not submit detailed health, financial, or sensitive personal information through the Website forms. The Website is for general inquiries only. Detailed information should be shared only through the secure channels established as part of a signed Client Services Agreement.

THIRD-PARTY LINKS

The Website may contain links to third-party websites or resources. These links are provided for convenience only. We do not endorse, control, or assume responsibility for the content, accuracy, privacy practices, or any other aspect of third-party websites. Your use of any third-party website is at your own risk and subject to that website's terms and policies.

DISCLAIMER OF WARRANTIES

THE WEBSITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND ANY WARRANTIES ARISING OUT OF COURSE OF DEALING OR USAGE OF TRADE.

We do not warrant that the Website will be uninterrupted, error-free, secure, or free from viruses or other harmful components. We do not warrant that the information on the Website is accurate, complete, or current.

LIMITATION OF LIABILITY

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL ZARIC HEALTH ADVOCACY, LLC, ITS OFFICERS, MEMBERS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF THE WEBSITE, INCLUDING BUT NOT LIMITED TO LOSS OF DATA, LOSS OF PROFITS, OR LOSS OF GOODWILL, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Our total liability arising out of or related to your use of the Website shall not exceed one hundred dollars ($100). Some jurisdictions do not allow the exclusion or limitation of certain damages, so the above limitations may not apply to you.

INDEMNIFICATION

You agree to indemnify, defend, and hold harmless Zaric Health Advocacy, LLC and its officers, members, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or related to your use of the Website, your violation of these Terms, or your violation of any rights of another party.

TERMINATION

We reserve the right to suspend or terminate your access to the Website at any time, with or without notice, for any reason, including but not limited to violation of these Terms.

Provisions of these Terms that by their nature should survive termination shall survive, including but not limited to provisions regarding intellectual property, disclaimers, limitation of liability, indemnification, and governing law.

GOVERNING LAW

These Terms shall be governed by and construed in accordance with the laws of the State of Wisconsin, without regard to its conflict of law provisions. Any legal action or proceeding arising out of or related to these Terms or your use of the Website shall be brought exclusively in the state or federal courts located in Milwaukee County, Wisconsin, and you consent to the personal jurisdiction of such courts.

SEVERABILITY

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall remain in full force and effect.

ENTIRE AGREEMENT

These Terms, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and Zaric Health Advocacy, LLC concerning your use of the Website and supersede any prior agreements between you and us regarding the Website. The terms of any Services we provide are governed by a separate written Client Services Agreement.

CONTACT US

If you have questions about these Terms, please contact us at jerrica@zarichealth.com.

Zaric Health Advocacy, LLC
Milwaukee, Wisconsin
United States